1. Why did the government shut down?
Congress has one key duty in the Constitution -- pass spending bills that fund the government. If it doesn't, most functions of government -- from funding agencies to paying out small business loans and processing passport requests -- grinds to a halt. But some services, like Social Security, air traffic control and active military pay, will continue to be funded. Oh, and Congress still gets paid, too.
2.How will it effect us?
The mail will continue to come. The military will continue to fight. And Social Security checks will continue to be paid.
But if you need a federal loan to buy a house, you'll have to wait. If you want a gun permit or a passport, that won't happen anytime soon.
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