With the Dec. 23 deadline approaching to sign up for health insurance under Obamacare, consumers looking to purchase new coverage may be in for a shock if they focus principally on finding the least expensive premiums, according to experts.
This is because many people buying coverage on the federal exchanges could get hit with deductibles and other out-of-pocket costs much higher than is typical in health plans sonsored by employers.
Americans purchasing insurance on the state and federal exchanges may be in for an even more of a shock when they discover that some of the best hospitals in the country are out of reach, even when those hospitals were previously available to them under personal policies. This is due to the fact that most of the top hospitals in the country will accept insurance from only one or two companies operating under Obamacare.
Obamacare regulations and government subsidies are likely to make insurance more affordable for millions of Americans, but many insurers have responded to caps on premiums under the act by offering top-tier hospitals and physicians far less money for their services. And they are responding by strictly limiting the number of policies they accept.
I think it was inevitable that this great overhaul and universalization of health insurance would lead to a decrease in quality and/or choices in health insurance and healthcare. There will likely be a widespread decrease in access to top-quality doctors and hospitals because they do charge more for their services.
http://finance.yahoo.com/news/top-tier-hospitals-excluded-obamacare-191700528.html
No comments:
Post a Comment